GenZ kids across the globe are the easiest targets for lending businesses. While people born in the 80s and 90s have been conditioned to borrow money only for big-ticket items like real estate or marriage or studies, kids of this generation are not afraid to borrow money for a pair of denims or grocery or […]

MasterCard and Visa have enjoyed a monopoly in the payments space for as long as I can remember. This, however, is being challenged repeatedly across the globe with the launch of real time payment systems, mobile wallet transactions and advancements of other digital payment methods. None of these is new, but I find it surprising […]

My dad worked with State Bank of India for most of his professional life. As a kid, I remember visiting some of those banks only to find long queues of people who either wanted to deposit or borrow money. Cut to today, that has obviously changed. Our financial transactions are becoming more and more seamless […]

In one of the shopping trips to a mall, I was standing in billing queue and it was taking unusually longer. I couldn’t help but notice that transaction times for those who were paying with cash was way lesser than those paying via UPI. I kept thinking to myself that if we have good internet connection […]

While we have been hearing narratives of digital banking, mobile banking, neo banking etc. India’s biggest banks have been opening more physical branches than ever before. Take a look at this: HDFC Bank plans to nearly double its branch network over the next three to five years. ICICI Bank which opened 484 branches in the […]